View Repayment Schedule

Introduction

This option displays the repayment amount due from the user and the repayment schedule for the entire tenure of the loan.

When any of the column headers in the details page is clicked the corresponding column values are sorted.

If the selected account does not have inquiry access, a message ‘Inquiry Access Not Allowed For The Selected Account’ is displayed.

If the selected account is not a loan account, then the message stating ‘Invalid Account Type’ is displayed.

If backend is not available, the repayment schedule is displayed from the e-Banking database.

Where backend is not available and selected account is not present in the e-Banking database, a message ‘We Are Unable To Process Your Request Right Now, Please Try After Sometime’ is displayed to the user.       

If the sanctioned amount, disbursed amount, liability amount in the Account Details section is not available, a message is displayed for the corresponding field and loan demand list, loan payment schedule details are displayed.

If the selected account does not have loan repayment schedule, a message ‘No Loan Repayment Schedule Present For The Selected Account’ is displayed to the user.

Navigation

• Select the View Repayment Schedule option in the More Actions drop-down in the View Loan Accounts screen.

• The View Repayment Schedule screen is displayed.

What you can do

The table below provides a brief description of the data that should be entered on the screen and the functions you can perform:

Field

Description

Personal (CCY) – Account Number Details till (date) (time)

Note:

All are display fields in this screen.

Account Details

Total Loan Amount

The total amount sanctioned for the loan is displayed.

Disbursed Amount

The actual amount disbursed of the loan is displayed.

Outstanding Amount

The loan amount outstanding for payment is displayed.

Loan Demand List

Repayment Date

The date on which the repayment is done or is due.

Repayment Amount

The repayment installment.

Amount Paid

The actual installment amount paid.

Loan Payment Schedule

Installment Amount

The equated amount of the installment.

First Installment Date

The date on which the first installment was paid.

Repayment Frequency

The frequency of payment of the installments, whether monthly and so on.

Number of Installments

The total number of installments payable for the loan.

Next Demand Date

The date on which the next installment is due for payment.