View Accounts Details

Introduction

This screen helps you to view the account and security details of the retail user.

Navigation

The following is the navigation for this option:

• Select Account Description hyperlink in the View Transactional Accounts screen.

• The View Account Details screen is displayed.

What you can do

The table below provides a brief description of the data that must be specified on the screen and the functions you can perform:

Field

Description

Personal (Currency) (Account Number)

General Details

Account Description

A short description of each account name is chosen by the user is displayed. Eg: Account Name: “Williard Christopher Smith”. Account Nickname/Description: “Will Smith”

Account Name

Name against the Account will be displayed. From the above example, “Williard Christopher Smith” will be displayed.

Account Status

The status of the account.

Account Type

The type of account.

Account Category

The scheme code or category under which the account has been opened.

Mode of Operation

The mode of operation.

Branch

Account branch

Account Open Date

The date on which the account was opened.

Currency

The currency in which the account is held.

Overdraft Limit

The sanctioned amount on the account in case the account has been given Overdraft facility.

Unutilized Overdraft

The amount that the customer can withdraw from the overdraft limit sanctioned i.e. the unutilized overdraft amount.

Accrued Interest

The amount of interest accrued on the account as on date.

Balance Details

Available Balance

The total amount available to the customer. It includes TOD allowed, instruments to be processed, etc. It is the amount, on which the bank has placed no restrictions / lien and is available for immediate withdrawal.

Book Balance

The book balance of the account.

Lien Balance

The amount of lien that is marked on the account, if any.

Uncleared Amount

The amount that has been released to shadow balance for the account through outward clearing.