View Account Details

Introduction

This screen displays the credit card details.  The details of the account are called from the ebanking database.    

If selected Credit Card Account Number does not exist in the ebanking database then the message ‘Invalid Credit Card Number’ is displayed.

If the selected Credit Card Account Type is invalid then the message ‘Invalid Account Type’ is displayed.

If the details of the credit card details are not available in the ebanking database, Credit Card Number will be displayed at the top of screen with the message the ‘Card Details Not Available” is displayed.

If particular Credit Card field details does not exist in E-banking DB then the message ‘Not Available’ for the field on screen is shown.

Navigation

The following is the navigation for this option:

•  Click Credit Card Number in the View Credit Cards screen.

• The View Account Details screen is displayed.

What you can do

The table below provides a brief description of the data that should be entered on the screen and the functions you can perform:

Field

Description

Account

Select the account ID from the drop-down list.

Note:

By default the preselected account number will be shown, however user is given an option to change the account number by selecting the account number from the drop-down list. This will help the user to view the account details without navigating back to the main screen.

(Corporate Name) (Currency) (Account Number)

Note:

All fields are display fields in this screen.

General Details

Name

The name in which the card is held.

Address

The account address for the credit card.

Telephone

The telephone or contact details for the card.

Card Type

The category or card type under which the card has been issued.

Card Issuer

The issuer of the card, for eg, VISA, Master card.

Status

The status of the card, whether active, inactive.

Virtual Credit Card

Displays the virtual credit card number.

Balance Details

Total Credit Limit

The total credit limit sanctioned on the card, which includes both cash and credit limit.

Available Credit Limit

The total credit limit sanctioned on the card.

Total Cash Limit

The total cash limit sanctioned on the card.

Available Cash Limit

The net cash limit available to the customer after availing of the limit.

Minimum Amount Due

The minimum amount due for the billing cycle.

Last Billed Amount

The amount due from the customer as per the last bill.

Payment Due Date

The due date by which the last bill has to be paid.

Billing Date

The date on which the last bill was generated.

Total Amount Due

The total amount that is due from the customer which is inclusive of all the different amounts

Previous Balance

If any balance from the previous billing statement has been carried forward to the current cycle.

Purchases

The actual purchases done in the current billing cycle.

Cash Advances

If any cash advances have been availed by the user in the current billing cycle.

Payments and Credit

Any excess credit or payments done by the user, which can be adjusted with the current billing cycle bill amount.

Late Payment Charges

The charges applicable in case of late payment of the bill.

Service Charges

The service charges as applicable on the bill amount.

Reward Point Details

Opening Balance

The opening balance of the reward points for the current billing cycle.

Earned During the Month

Any points earned against purchases, during the current billing cycle.

Redeemed During the Month

If customer has redeemed any of the points in the current billing cycle, the same will be displayed.

Closing Balance

The closing balance of the reward points after taking into consideration all the above factors.