View Credit Cards

Introduction

This option displays the credit card summary of all the primary  credit cards linked to the user's internet banking profile.

The account list is filtered based on the account type as credit cards, account status as open and card type as primary card.

The account summary and balances details for credit cards are fetched from e-Banking database.

The credit card summary of all primary cards is displayed on the screen along with the Search section as card number and division ID or customer ID at the top section of screen for filtration.

The statement includes summary of the all the payments and purchases along with the available limits. Various details like billing currency, whether it is a primary card of the user are also mentioned in the statement. These details are also listed for international transactions for primary as well as the add on card.

Note:

All the details seen on this screen by the user is offline, meaning the credit card details will be uploaded by the back end administrator into e-Banking database, or e-Banking application has to be customized to credit card system, in order to fetch the online details of the credit card.

If no primary credit card accounts are found for the user, a message stating  'No Credit Cards Found' is displayed.

If the selected credit card account type is invalid, a message ‘Invalid Account Type’ is displayed.

If the credit card details are not present in local database, then the message 'Card Details Not Available' is displayed and the credit card will not be a part of summary list.

If the particular credit card field (Available Credit Limit\Available Cash Limit\ Total Amount Due\Last Billed Amount) is not present in the local ebanking database, a message  ‘Not Available’ is displayed to the user.

If the credit card number does not exist in e-Banking database, then the system displays the message ‘Invalid Credit Card Number’.

Navigation

The following is the navigation for this option:

• Click Credit Cards link under Balance & Transformation Information menu option

• The View Credit Cards screen is displayed.

What you can do

The table below provides a brief description of the data that should be entered on the screen and the functions you can perform:

Field

Description

Saved Criteria Templates

From the drop-down list, select the saved template for the new search criteria.

Note:

• Click OK after selecting the appropriate value from the drop-down list. The fields get defaulted with the saved values as per template.

• If no template is selected as default template then the first value in the drop-down list is  <SELECT>.

Credit Card Number

The card number can be specified for retrieving details for a particular credit card.

Template Actions

From the drop-down list, select the template action.

Valid Values:

Save Template

Delete Template

Note:

Click OK after selecting the appropriate value from the drop-down list.

Field

Description

Credit Card List

Option Button

Select the record.

Credit Card Number

The credit card number. On clicking on the Credit Card Number, the details of the credit card name,address, contact details, credit limits, billing details, billing dates, billing amount, charges if any, opening balance, point earned during the month and closing balance are displayed.

No. of Rows

Optional

Drop-down

Select the number of records to be viewed in the listing. The values for this drop-down are defined in common code type NOLR.

Note:

If the value is not entered, then rows will be fetched as per PRPM set at bank level

Card Holder Name

The name of the card holder.

Billing Currency

The currency in which the billing is done.

Available Credit Limit

The credit limit that is available on the card.

Available Cash Limit

The cash limit that is available on the card.

Total Amount Due

The total credit amount that is due from the user.

Last Billed Amount

The last bill amount of the card.

As of Date

The date and time as on which the details of the account is displayed.