View Unbilled Statement

Introduction

This option allows the user to view those transactions that have not appeared in the billing cycle as yet. The details include customer information, various balance details, reward point details and the statement for the unbilled transactions.

The card details and transaction details of both primary credit card and add on card are retrieved.

If selected account is not a credit card account, then a message stating ‘Invalid Account Type’ is displayed.

If the credit card number does not exist in e-Banking database, then the message ‘Invalid Credit Card Number’ is displayed.

If the credit card details could not be fetched from the e-Banking database, the message ‘Card Details Not Available’ is displayed.

If no transaction details for the selected credit card is present in the e-Banking database, the card details will be displayed on screen with no transaction details.

If a particular field of credit card details does not exist in e-Banking database, then the system displays the messages ‘Not Available’ for the field on screen.

Navigation

The following is the navigation for this option:

Click View Unbilled Statement in the View Credit Cards screen.
The View Unbilled Statement screen is displayed.

What you can do

The table below provides a brief description of the data that must be specified on the screen and the functions you can perform:

Field	Description
Account	Select the account ID from the drop-down list. Note: By default the preselected account number will be shown, however user is given an option to change the account number by selecting the account number from the drop-down list. This will help the user to view the transaction details without navigating back to the main screen.
Customer Name (CCY) - (Card Number) Note: All are display fields.
General Details
Name	The customer name.
Address	The address details of the customer
Telephone	The contact details.
Card Type	The type of card held by the customer, whether gold or silver.
Card Issuer	The card issuer, whether Mastercard, Visa and so on.
Status	The status of the card whether it is active, inactive.
Balance Details
Total Credit Limit	The total credit limit sanctioned on the card.
Available Credit Limit	The credit limit available to the user.
Total Cash Limit	The total cash limit sanctioned on the card.
Available Cash Limit	The cash limit available to the user.
Minimum Amount Due	The minimum amount due for the billing cycle.
Last Billed Amount	The bill amount as per the users last billing.
Payment Due Date	The date on which the bill payment is due.
Billing Date	The date on which the bill is issued.
Total Amount Due	The total amount due from the user.
Previous Balance	The previous bill carry forward balance due from the user.
Purchases	The total purchases done by the user in the billing cycle.
Cash Advances	The cash advances the user has availed of.
Payments and Credit	Any payments or credit done during the billing cycle.
Late Payment Charges	The charges in case of previous late payment of the bill
Service Charges	Service charges applicable on charges.
Reward Point Details
Opening Balance	The opening balance of the reward points for the current bill.
Earned During the Month	The number of points earned during the current billing cycle.
Redeemed During the Month	If points have been redeemed in the current billing cycle, will be displayed.
Closing Balance	The net closing balance of the reward points for the current billing cycle.
Transaction List
Credit Card Number	The credit card number is displayed.
Transaction Number	The reference number of the transaction.
Transaction Date	The date on which the transaction has been done.
Posted Date	The date on which the transaction has been posted.
Amount in Billing Currency	The transaction amount is displayed in the currency in which the Bill is generated. For Example: The purchase would have been done in USD, but since the Bill is generated in INR currency, the amount due in INR currency will be displayed.
Original Currency	The currency in which the actual transaction was done. For Example: As per above, USD will be displayed.
Original Amount	The original value of the transaction in the original currency.
Transaction Remarks	The remarks or description about the transaction.

Click	To
Search	View the unbilled statement of the account selected.
Page Go	View the list of accounts in that page. Note: If there are multiple number of pages for displaying the list, then the desired page number can be provided and click Go. The list of accounts in that page is displayed.
	View the next screen.
	Download the details in PDF format.
Download Details As	The details displayed can be downloaded by the retail user in the required format as given in the drop-down.
Back	Return to the previous screen.
Pay Credit Card Bill	Initiate a payment request to pay the unbilled amount due for the credit card.